XS.com Review
Overall, XS.com suits you if Ghana-focused assets drive your trading, with tight spreads on gold, Brent, and major indices. You get high leverage, varied account types, swift execution, strong fund protection, and MT4/MT5 access for precise control over each trade you place in your account.
 | Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
XS.com Company Basics for Ghanaian Clients
| Category | Details |
| 🏦Ghana Office Address | Not in Ghana, XS operates offices in Seychelles, Australia, Cyprus, Malaysia and South Africa |
| 📧Email Support | [email protected] |
| 📞Phone Support (Ghana) | Not in Ghana, global line available on +248 432 3314 |
| 💬Live Chat | Available on the XS website through the chat icon |
| ⏱️Customer Support Hours | Available 24/5 |
| ⏳Office Operating Hours | XS Markets Ltd Cyprus office Monday to Friday, 8 am to 6 pm GMT+2 |
| 🌐Official Website | www.xs.com |
| 🚀 Sign up | 👉Open Account |
5 Best Forex Brokers in Ghana
Rank | Broker | Review | Regulators | Min Deposit | Official Site |
🥇 |  | Read Review | CBCS, FSA, FSC, FSCA, CMA | $10 | Visit Broker |
🥈 |  | Read Review | FSCA, FSC, ASIC, FSA | $50 | Visit Broker |
🥉 |  | Read Review | FSC, ASIC, CySEC | $5 | Visit Broker |
#4 |  | Read Review | ASIC, FSA, CBI, BVI, FSCA, FRSA, CySEC, ISA, JFSA | $100 | Visit Broker |
#5 |  | Read Review | FSCA, FCA, FSA, DFSA, CMA, St. Vincent & the Grenadine | $0 | Visit Broker |
What XS.com’s Regulatory Status Means for You
Regulation shapes how comfortable you feel placing funds with any broker, especially when Ghana does not have a domestic regulator for online trading.
XS.com operates under multiple regulators, and some of these bodies are familiar to traders in Ghana who follow African and international financial markets.
| Regulator / Authority | Region / Country | License / Registration No. | Status / Description |
| Financial Sector Conduct Authority (FSCA) | South Africa | FSP 53199 | Provides oversight from a regulator that traders commonly reference due to its role in supervising financial firms across Africa. Offers a level of proximity and familiarity for anyone in Ghana who prefers African-based supervision. |
| Financial Services Authority (Seychelles) | Seychelles | SD089 | Often used by brokers that accept traders from Ghana, as it permits cross-border CFD trading without local restrictions. Gives access to oversight that supports international participation, which suits traders in Ghana who need a permitted route into global markets. |
| Cyprus Securities and Exchange Commission (CySEC) | Cyprus | 412/22 | Recognised across Europe and followed closely by traders who want EU-style supervision. Helps if you prefer rules that focus on operational standards, reporting, and client protections shaped by European practices. |
| Australian Securities and Investments Commission (ASIC) | Australia | 374409 | One of the strictest global regulators, respected by traders who value tighter conduct rules and monitoring. Useful if you prefer a broker connected to a jurisdiction known for higher governance requirements. |
| Labuan Financial Services Authority (LFSA) | Malaysia | MB/21/0081 | Enables participation from regions without domestic CFD regulation. Provides a framework that supports international clients who need access to multi-asset trading. |
| Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
Breakdown of XS.com’s Trading Accounts and Features
| Live Account | Minimum Dep. | Open an account | Leverage | Commissions |
| Standard | None | 👉Open Account | Up to 1:2000 | None |
| Cent | None | 👉Open Account | Up to 1:2000 | None |
| Micro | None | 👉Open Account | Up to 1:1000 | None |
| Pro | 500 USD | 👉Open Account | Up to 1:2000 | None |
| Elite | 500 USD | 👉Open Account | Up to 1:2000 | 6 USD round turn |
| VIP | 100,000 USD | 👉Open Account | Up to 1:500 | Variable |
| Partners Classic | None | 👉Open Account | Up to 1:2000 | None |
| Partners Extra | None | 👉Open Account | Up to 1:2000 | None |
| Partners Plus | None | 👉Open Account | Up to 1:2000 | 10–20 USD round turn |
| Copy Standard | None | 👉Open Account | – | None |
| Copy Pro | None | 👉Open Account | – | None |
Standard Account
| Account Feature | Value |
| 💻 Trading Platforms | MT4 and MT5 |
| 📉 Spread Pips | From 1.1 pips on EURUSD |
| 💰 Minimum Deposit | None |
| 📈 Maximum Leverage | Up to 1:2000 |
| 💹 Trading Instruments | Metals, indices, crypto, energies, forex, futures and shares (MT5) |
| 🏆 Best For | Traders in Ghana who want a broad market range without needing a starting balance |
| ✅ Advantages | Useful for anyone in Ghana who prefers lower costs, helpful for those who want MT4 or MT5 without paying commissions |
| 🚀Sign up | 👉Open Account |
Cent Account
| Account Feature | Value |
| 💻 Trading Platforms | MT5 |
| 📉 Spread Pips | From 1.1 pips on EURUSD |
| 💰 Minimum Deposit | None |
| 📈 Maximum Leverage | Up to 1:2000 |
| 💹 Trading Instruments | Metals and forex |
| 🏆 Best For | Ghanaian traders who prefer ultra-small positions while learning a platform they plan to use long-term |
| ✅ Advantages | Allows cautious position-sizing in Ghana’s Forex environment, offers access to typical MT5 charting without needing large funds |
| 🚀Sign up | 👉Open Account |
Micro Account
| Account Feature | Value |
| 💻 Trading Platforms | MT5 |
| 📉 Spread Pips | From 1.1 pips on EURUSD |
| 💰 Minimum Deposit | None |
| 📈 Maximum Leverage | Up to 1:1000 |
| 💹 Trading Instruments | Energies, metals, indices, forex |
| 🏆 Best For | Ghana-based traders who prefer smaller contract sizes when managing exposure |
| ✅ Advantages | Useful for anyone in Ghana who wants tighter control over their risk per pip, offers a gentler step between Cent and Standard sizing |
| 🚀Sign up | 👉Open Account |
Pro Account
| Account Feature | Value |
| 💻 Trading Platforms | MT5 and MT4 |
| 📉 Spread Pips | From 0.7 pips on EURUSD |
| 💰 Minimum Deposit | 500 USD |
| 📈 Maximum Leverage | Up to 1:2000 |
| 💹 Trading Instruments | Futures, indices, metals, crypto, forex, shares |
| 🏆 Best For | Traders in Ghana who want lower spreads without paying commissions |
| ✅ Advantages | Gives Ghanaian traders access to reduced pricing for frequent trading, offers access to several market classes under one account |
| 🚀Sign up | 👉Open Account |
Elite Account
| Account Feature | Value |
| 💻 Trading Platforms | MT4 and MT5 |
| 📉 Spread Pips | From 0.1 pips on EURUSD |
| 💰 Minimum Deposit | 500 USD |
| 📈 Maximum Leverage | Up to 1:2000 |
| 💹 Trading Instruments | Metals, crypto, indices, energies, forex, futures |
| 🏆 Best For | Ghanaian traders who want raw spreads with consistent execution |
| ✅ Advantages | Beneficial for active traders who manage lower-spread setups, supports cost-efficient execution during high-volume sessions |
| 🚀Sign up | 👉Open Account |
VIP Account
| Account Feature | Value |
| 💻 Trading Platforms | MT5 |
| 📉 Spread Pips | From 0.1 pips on EURUSD |
| 💰 Minimum Deposit | 100,000 USD |
| 📈 Maximum Leverage | Up to 1:500 |
| 💹 Trading Instruments | Shares, futures, energies, metals, crypto, indices, forex |
| 🏆 Best For | High-net-worth traders in Ghana who want tailored pricing |
| ✅ Advantages | Suitable for traders with large positions who need lower commissions, ideal for those who require a premium setup for high-volume trades |
| 🚀Sign up | 👉Open Account |
Partners Classic Account
| Account Feature | Value |
| 💻 Trading Platforms | MT4 and MT5 |
| 📉 Spread Pips | From 1.6 pips on EURUSD |
| 💰 Minimum Deposit | None |
| 📈 Maximum Leverage | Up to 1:2000 |
| 💹 Trading Instruments | Crypto, energies, metals, indices, forex, futures (MT5) |
| 🏆 Best For | Ghanaian partners building a client base that prefers no-fee trading |
| ✅ Advantages | Helps partners in Ghana attract clients who prefer wider spreads over commissions, offers a familiar MT platform mix, supports local growth for education-based or community-based partners |
| 🚀Sign up | 👉Open Account |
Partners Extra Account
| Account Feature | Value |
| 💻 Trading Platforms | MT4 and MT5 |
| 📉 Spread Pips | From 2.1 pips on EURUSD |
| 💰 Minimum Deposit | None |
| 📈 Maximum Leverage | Up to 1:2000 |
| 💹 Trading Instruments | Energies, indices, metals, forex, crypto, futures (MT5) |
| 🏆 Best For | Ghanaian partners who want increased rebate levels |
| ✅ Advantages | Supports higher-earning potential for partners in Ghana, helpful for those who focus on volume-based marketing, offers reliable execution for referred clients |
| 🚀Sign up | 👉Open Account |
Partners Plus Account
| Account Feature | Value |
| 💻 Trading Platforms | MT5 and MT4 |
| 📉 Spread Pips | From 0.1 pips on EURUSD |
| 💰 Minimum Deposit | None |
| 📈 Maximum Leverage | Up to 1:2000 |
| 💹 Trading Instruments | Crypto, energies, metals, indices, forex, futures |
| 🏆 Best For | Ghanaian partners who want commission-based earnings backed by raw pricing |
| ✅ Advantages | Attractive for partners who prefer transparent commission structures, ideal for professional-level referrals in Ghana |
| 🚀Sign up | 👉Open Account |
Copy Standard Account
| Account Feature | Value |
| 💻 Trading Platforms | MT5 |
| 📉 Spread Pips | 1.1 pips on EURUSD |
| 💰 Minimum Deposit | None |
| 📈 Maximum Leverage | Matches MT5 live account rules |
| 💹 Trading Instruments | Gold, silver, forex |
| 🏆 Best For | Ghanaian traders who want to follow strategies while keeping risk modest |
| ✅ Advantages | Offers simple copying for smaller account sizes, removes complexity around manual execution |
| 🚀Sign up | 👉Open Account |
Copy Pro Account
| Account Feature | Value |
| 💻 Trading Platforms | MT5 |
| 📉 Spread Pips | 0.7 pips on EURUSD |
| 💰 Minimum Deposit | None |
| 📈 Maximum Leverage | Matches MT5 live account rules |
| 💹 Trading Instruments | Silver, gold, forex |
| 🏆 Best For | Traders in Ghana who want tighter spreads when copying strategies |
| ✅ Advantages | Helpful for copying active traders with lower pricing, beneficial for anyone who wants competitive entries |
| 🚀Sign up | 👉Open Account |
Demo Account
| Account Feature | Value |
| 💻 Trading Platforms | MT4 and MT5 |
| 🛠️ Features | Up to 10 demo accounts per type and per platform, virtual funds between USD 1,000 and USD 1,500,000, no expiry unless inactive for 90 days, full charting, all order types, top-ups whenever needed |
| 🏆 Best For | Ghanaian traders comparing account types under market-linked conditions |
| 🚀Sign up | 👉Open Account |
Islamic Account
| Account Feature | Value |
| 💻 Trading Platforms | MT5 and MT4 |
| 📉 Spread Pips | Follows each account’s pricing (from 0.1 pips to 2.1 pips depending on account) |
| 💰 Minimum Deposit | Depends on account type |
| 📈 Maximum Leverage | Up to 1:2000 on eligible accounts |
| 💹 Markets Offered | Energies, indices, metals, forex, crypto, futures, shares |
| 🏆 Best For | Traders in Ghana who require swap-free trading for religious reasons or who qualify for the special swap-free programme |
| ✅ Advantages | No extra fees replacing swaps, consistent pricing with standard accounts, helpful for traders in Ghana managing long-term positions without daily swap deductions |
| 🚀Sign up | 👉Open Account |
| Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
How You Can Set Up an XS.com Account From Start to Finish
Step 1: Access the Registration Page
Go to XS.com’s official website and click either “Register” or “Start Trading” from the homepage.
Step 2: Enter Basic Account Details
Provide the following information:
- First and Last Name
- Select your country from the list if it is not auto-selected
- Mobile number
- Email address
- Password
Step 3: Agree to Privacy Policy
Confirm that you have read and agree to the Privacy Policy.
Step 4: Confirm Residency Status
Confirm that you are not a US resident.
Step 5: Submit Registration
Click “Register Now” to continue.
Step 6: Verify Your Email
Enter the code sent to your email address.
Step 7: Verify Your Profile
Click the section at the top to verify your profile.
Step 8: Accept Legal Agreements
Review and accept the client agreement along with all other applicable legal documents.
Step 9: Complete Personal Information
Fill in the Personal Information section:
- Enter your date of birth
- Select your gender
- Confirm your nationality
- Indicate the country where you are a tax resident
Step 10: Complete Trading Experience Questionnaire
Answer questions regarding your understanding, knowledge, and experience in trading.
Step 11: Provide Financial Information
Complete the section regarding your employment, source of funds, income, net worth, and liquid assets.
Step 12: Upload Verification Documents
Submit your documents for verification:
- Identity documents
- Proof of residence
Step 13: Wait for Verification
Verification happens in real time, and the information provided must match your official documents.
Step 14: Open and Fund Your Account
Once verified, you can register a demo or live account and deposit funds to start trading.
XS.com Side-by-Side Broker Analysis for Ghana
| XS.com | Saxo Bank | IC Markets | |
| ⚖️ Regulation | FSA, ASIC, CySEC, LFSA, FSCA | FCA, FSA DK, ASIC, MAS, FINMA, CONSOB, JFSA, SFC, AFM, AMF, FSMA | FSA, ASIC, CySEC, SCB, CMA |
| 📱 Trading Platform | MT4, MT5 | SaxoInvestor, SaxoTraderGO, SaxoTraderPRO | MT4, MT5, cTrader, TradingView |
| 💰 Withdrawal Fee | No | No | No |
| 📊 Demo Account | Yes | Yes | Yes |
| 📈 Minimum Deposit | From 0 USD | From 0 USD | 200 USD |
| 📈 Leverage | 1:2000 | 1:30 retail, 1:66 pro | 1:1000 |
| 📊 Spread | 0.1 pips lowest | From 0.4 pips | From 0.0 pips |
| 💰 Commissions | Elite 6 USD round turn, Partners Plus 10–20 USD round turn | US stocks 0.005 USD share VIP, options 0.75–1 USD contract | 3.5 USD lot side MT, 3 USD cTrader |
| ✴️ Margin Call/Stop-Out | 40%/20% | None | 50%/20% |
| ✴️ Order Execution | Market execution, no requotes | One click, market depth | ECN, STP |
| 💳 No-Deposit Bonus | No | No | No |
| 📊 Cent Accounts | Yes | No | No |
| 📈 Account Types | Cent, Micro, Standard, Pro, Elite, VIP, Partners Classic, Partners Extra, Partners Plus, Copy accounts | Classic, Platinum, VIP, Pro, Corporate, ISA, SIPP, Trust | Raw MT, Raw cTrader, Standard |
| ⚖️ BoG Regulation | No | No | No |
| 💳 GHS Deposits | No | No | No |
| 📊 Ghanaian Cedi Account | No | No | No |
| 👥 Customer Service Hours | 24/5 | 24/5 | 24/7 |
| 📊 Retail Investor Accounts | Yes | Yes | Yes |
| ☪️ Islamic Account | Yes | No | Yes |
| 👉 Open account | 👉Open Account | 👉Open Account | 👉Open Account |
| Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
XS.com Platform Features
Ghana’s market hours overlap comfortably with London and New York sessions, which means your platform choice needs to cope with busy periods, heavier liquidity, and the type of execution that suits active news trading.
XS offers both MT4 and MT5 that work with that rhythm by pairing market execution, varying pricing profiles, and access to all supported instruments.
XS.com MetaTrader 4
The MetaTrader 4 setup at XS gives you access to the entire list of supported instruments, including Ghana-relevant assets such as gold, Brent, and the US indices that shape external market sentiment.
Key Features
- Access to multiple pricing tiers helps you align spreads or commissions with the way you trade high-impact assets.
- Charting tools support intraday monitoring when FX majors or metals move during active London–New York hours.
- Encrypted connections across devices allow you to manage positions consistently when switching between desktop and mobile.
- Market execution assists when trading XAUUSD or UKOIL during periods that usually influence Ghana’s external revenue outlook.
- The instrument list includes assets Ghana-based traders monitor daily, from gold producers’ shares to US indices.
MetaTrader 4 is ideal for Ghanaian traders who focus on metals, Forex majors and energy instruments and want pricing that adapts to their account tier.
XS.com MetaTrader 5
MetaTrader 5 is a broader multi-asset environment where your account type determines the pricing profile, but the platform layout remains consistent across desktop, web and mobile.
You can access all supported markets, including futures such as GOLDFEB26 and UKOILFJAN26, which hold relevance for traders who follow Ghana’s export-linked commodities.
Key Features
- Expanded indicator and chart options suit Ghana-based traders who monitor how CPI, PMI and PPI figures affect broader sentiment.
- Instant syncing across devices is useful when watching late-session moves in US indices or metals.
- Broader instrument coverage supports switching between FX, metals, energies and indices that influence Ghana’s external market links.
- Depth of Market helps when assessing liquidity levels on gold or Brent contracts, which are watched closely in Ghana.
- Access to futures supports traders who want exposure to longer-dated commodity pricing tied to gold and oil.
MetaTrader 5 is ideal for Ghanaian traders who want broader market access, including futures and share CFDs linked to gold and energy industries.
Markets Available on XS.com On All Account Types
If your trading decisions track gold revenue, oil-linked costs, international sentiment or remittance flows, the entire XS.com market list is available to you on all account types.
| Market Type | Market Description | Examples/Popular Instruments | Reasons Why Ghanaian Traders Should Be Familiar With This Type |
| 📈 Shares CFD | International company shares linked to mining and energy. | NewmontGoldcorp, ExxonMobil | Gold-linked producers influence expectations around Ghana’s export earnings; major oil companies help track trends that affect fuel costs. |
| 🏦 Forex CFD | Major pairs and cross-currency exposure. | USDZAR, EURGBP, GBPJPY | USDZAR reflects regional trade ties; EURGBP connects to Ghana’s strongest import and remittance regions; GBPJPY attracts active traders seeking liquid cross-pairs. |
| 🛢️ Energies CFD | Global crude and gas benchmarks. | UKOIL, USOIL, NGAS | Brent pricing affects Ghana’s crude revenue; WTI reflects global sentiment influencing import costs; gas exposure links to domestic power generation. |
| 🪙 Precious Metals CFD | Gold and silver against USD/EUR. | XAUUSD, XAUEUR, XAGUSD | Gold dominates Ghana’s export income; EUR-quoted metals matter to traders managing euro exposure. |
| 📊 Indices CFD | US, UK and EU stock-market indices. | US500, UK100, DE40 | These indices influence investor appetite, capital flows and global sentiment that often shape Ghana’s financing conditions. |
| 🚀 Crypto CFD | Crypto assets traded as CFDs. | XRPUSD, LTCUSD, XMRUSD | XRP ties to remittance themes common in Ghana; LTC and privacy coins attract traders exploring alternatives outside the main coins. |
| 📉 Futures CFD | Commodity and index futures-style contracts. | GOLDFEB26, UKOILFJAN26, US500DEC25 | Gold futures mirror fluctuations in export-driven revenue; Brent futures connect to oil income; US index futures reflect sentiment affecting international funding. |
| Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
XS.com Cost Structure
Ghana’s trading community often compares brokers by how predictable their trading costs are, particularly when funding accounts in USD or EUR.
XS.com publishes its spreads by category, giving you a direct reference point before placing orders on pairs you may follow daily, such as EUR/USD or USD/ZAR. If you trade indices, metals, or oil, the cost structure gives you an immediate sense of how much you give up per trade.
XS.com’s spreads
Spreads differ according to the account type, and the difference becomes noticeable once you compare the entry-level options with the more advanced accounts. Here’s what to expect:
| Account Type | EUR/USD Spread From |
| Standard | 1.1 pips |
| Cent | 1.1 pips |
| Micro | 1.1 pips |
| Pro | 0.7 pips |
| Elite | 0.1 pips |
| VIP | 0.1 pips |
| Partners Classic | 1.6 pips |
| Partners Extra | 2.1 pips |
| Partners Plus | 0.1 pips |
Do commission fees apply?
Yes, commission charges apply only to certain account types, mainly those with tighter spreads. This structure appeals to Ghana-based traders who prefer raw-style pricing. Elite and Partners Plus accounts have fixed commission fees, while VIP accounts apply variable commission rates.
| Account Type | Commission |
| Elite | $6 round turn |
| VIP | Variable |
| Partners Plus | $10–$20 per lot |
Does XS.com charge overnight fees?
Overnight charges apply on open positions at 11:59 pm server time, which works out to 9:59 pm in Ghana. The rates depend on whether the position is long or short, and the instrument you trade. Swaps follow the usual weekday schedule, with triple charges mid-week depending on the asset.
Here are a few examples of swap fees that Ghanaians can expect:
| Instrument | Swap Long | Swap Short |
| EUR/USD | -10.87 | 2.16 |
| UKOIL | 1.36 | -78.15 |
| LTCUSD | -30.0 | -30.0 |
| USDZAR | -247.82 | 63.94 |
| US500 | -104.85 | 11.79 |
| XAUUSD | -77.01 | 19.2 |
| NewmontGoldcorp | 1.9 | -0.62 |
What happens to dormant accounts?
An XS.com account is classified as dormant when it has no trading or funding activity for one year. XS.com applies a 50 USD annual administrative charge once the account reaches that point. If the balance is below 50 USD, the remaining funds may be deducted, and the account will be archived.
A separate 3% administration fee may apply when deposits and withdrawals occur without any trading activity.
Do I pay for deposits or withdrawals?
XS.com does not charge for deposits or withdrawals when your account shows trading activity. A 3% administration fee may apply if you deposit and withdraw without placing any trades.
Deposit and Withdrawal Options on XS.com
Payment timing has a noticeable influence in Ghana, especially when deposit and withdrawal windows differ between institutions. XS.com offers instant deposit options and slower transfer-based alternatives, which help you plan around your preferences.
| Method | Minimum deposit | Minimum withdrawal | Deposit time | Withdrawal time | Accepted currencies |
| Bank transfer | 300 USD | 250 USD | 1–7 working days | 1–7 working days | USD, EUR, GBP |
| Visa & Mastercard | 20 USD | 5 USD | Instant | 7–10 working days | USD, EUR, GBP |
| Skrill | 15 USD | 50 USD | Instant | 1 business day | USD, EUR, GBP |
| Neteller | 15 USD | 15 USD | Instant | Instant | USD, EUR, GBP |
Depositing funds
- Log in to your portal and open the “Deposit” section.
- Choose the wallet or trading account you plan to fund.
- Choose a payment method.
- Enter an amount within XS limits and select your preferred currency.
- Confirm the payment through your bank or e-wallet verification step.
Withdrawing funds
- Open the “Withdrawals” section in your portal.
- Select the wallet or trading account you plan to draw from.
- Choose your preferred method.
- Enter an amount within XS limits and confirm your card or account details.
- Submit the request for processing and monitor the status through your portal.
Resources You Can Use to Improve Your Trading on XS.com
Ghana’s traders tend to follow major global markets while juggling the impact of local inflation shifts, currency movements and policy changes from the Bank of Ghana.
Access to reliable tools makes a difference when timing entries during periods where the cedi reacts to external news. XS.com provides resources that help you monitor these influences without searching through scattered data.
| Tool | Description | Purpose for Traders |
| Swap Calculator | Shows the overnight credit or debit applied when holding Forex positions. Swap values differ for long and short trades and reflect rate differences between currencies. | Useful for assessing the cost impact of holding positions during weeks when Bank of Ghana policy changes influence wider global rate expectations. |
| XS AI Tools | Behavioural AI that analyses trading history, detects biases and highlights patterns affecting performance. Generates tailored reports. | Supports traders who follow gold, oil and USD pairs by helping spot habits that lead to losses during periods when Ghana’s market sentiment reacts to commodity swings. |
| Economic Calendar | Lists global and Ghana-related economic releases, including interest-rate decisions, inflation data and production indicators. | Helps prepare for outcomes linked to the cedi, especially when Bank of Ghana updates or inflation figures often trigger local currency reactions. |
| Margin Calculator | Estimates required margin based on currency pair, lot size, leverage and account currency. Built for XS trading conditions. | Assists with planning exposure on USD and EUR pairs that Ghanaian traders commonly use when timing trades across London and New York overlaps. |
| XS Online Trading Courses | Beginner-friendly modules covering Forex and financial-market basics, offered at no cost. | Helps new traders in Ghana build confidence before trading pairs linked to gold and oil, which often influence sentiment locally. |
| Financial Terms (Glossary) | A full A–Z glossary explaining key market and trading definitions. | Supports traders who want quick explanations when following updates tied to Ghana’s inflation, interest-rate announcements or commodity-linked movements. |
| Currency Converter | Converts major currencies with live market pricing. Includes EUR, USD, GBP, JPY and others. | Useful for traders assessing conversions between USD, EUR and GBP when measuring gains or planning deposits and withdrawals from Ghana. |
| Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
Bonus Structures and Promotions
XS VIP
- The programme rewards higher activity with tiered benefits that increase as your quarterly volume rises.
- No fees for membership.
- Trading volume from linked accounts contributes to one status.
- Priority assistance at higher tiers.
- Exclusive promotions from tier four upwards.
- Qualification gifts at advanced levels.
- Meetings with management at the top tier.
XS Trading Miles
A points system that rewards trading across eligible account types, useful for Ghana-based traders who maintain regular volume.
- Points earned only on closed positions held for at least two minutes.
- Redemption available for cash or gifts.
- Status changes are assessed monthly.
- Miles are removed after 90 days of inactivity.
XS.com’s IB and Affiliate Opportunities
Introducing Brokers (IBs)
Many Ghanaians who help friends or clients discover trading often look for a structured referral route. XS.com’s IB model suits you if you want payouts based on the traders you bring on board without handling trades yourself.
- Daily payouts with commission rewards.
- Access to tracking dashboards for monitoring referred activity.
- Support from a relationship manager for partner queries.
Asset Managers
Ghana has a growing pool of experienced traders who handle accounts for others. XS.com’s asset-management setup gives you the infrastructure to manage client funds while clients keep view-only access.
- Access to multiple asset classes for client portfolios.
- Fast execution through XS’s infrastructure.
- Tailored guidance for managers who need operational support.
- Transparent reporting for client oversight.
Digital Affiliates
Ghana’s digital marketers, bloggers and media buyers often look for programmes that reward online reach. XS.com’s digital affiliate model supports you if your main influence operates through websites, newsletters or campaigns.
- Commission for each active trader you refer.
- Access to partner dashboards for tracking performance.
- Marketing materials you can integrate into your campaigns.
- Daily payouts once rewards are generated.
- Support from XS’s affiliate relationship team.
Influencers
If you engage a Ghanaian audience on social platforms or offline through events, XS.com offers a route for turning your influence into income while directing followers towards a regulated broker.
- Suitable for both online and offline audience engagement.
- The commission rewards are based on active traders.
- Partner reporting tools for monitoring activity.
- Access to branded promotional content.
- Marketing support for events and outreach.
- Dedicated partner assistance for campaign planning.
Education Experts
Trainers, seminar hosts and academy owners in Ghana often look for a broker partner that recognises the importance of trading education. XS.com provides a route for educators to connect students with a broker while earning partner rewards.
- Multiple programme formats depending on your education model.
- Marketing resources to support classes and workshops.
- Daily payouts based on referred activity.
- Reporting tools for tracking student engagement.
Local Partners
XS.com’s local-partner route suits Ghanaians with strong community ties who want to connect traders to a global broker while maintaining a local point of contact.
- Rewards based on referred trading activity.
- Tracking tools for partner-level insights.
- Support for offline events and regional outreach.
- Access to promotional materials for community engagement.
- Daily payouts once activity is recorded.
PAMM
Ghanaian professional traders who prefer managing pooled capital often turn to PAMM solutions for a structured setup. XS.com offers an MT5-compatible PAMM system where investors contribute funds to a managed strategy.
- Automated onboarding for managers and investors.
- Profit sharing based on each investor’s contribution.
- Reporting tools for managers and investors.
XS.com Support Hours and Contact Methods
| Customer Support | XS.com Customer Support |
| ⏰Operating Hours | Support operates 24/5 |
| 🔊Support Languages | The team handles multiple languages, although English is the most relevant and the one you will rely on |
| 👥Live Chat | Available directly on the site |
| ☎️Email Address | [email protected] |
| 🏆Telephonic Support | +248 432 3314 |
| 📍The overall quality of XS.com Support | The service is reliable, responsive, and easy to reach. Live chat handles routine queries, email is the best option for follow-ups, and the phone line is a suitable backup |
| Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
Global Recognition XS.com Has Received
XS.com has received a decent number of awards over the years, and these are the recent ones:
| 🗓️ Year | 🏅 Award Title | 🌍 Event / Notes |
| 2025 | Best Global Regulations | South Africa Summit, Johannesburg |
| 2025 | Best Local Support | South Africa Summit, Johannesburg |
| 2025 | Most Popular Broker – MENA | African Fintech Summit, Casablanca |
| 2025 | Best Finfluencers Support | African Fintech Summit, Casablanca |
| 2025 | Best Gold Trading Conditions | African Fintech Summit, Casablanca |
XS.com’s Commitment to Ethical and Community Projects
XS.com makes room for social responsibility by supporting communities that need immediate assistance.
One example took place in Tagum City after severe floods and landslides disrupted daily life. The firm worked with EAMM to help families rebuild by providing essential supplies to more than 200 households.
Overall Opinion on XS.com
XS.com gives traders a broad selection of markets, prompt support, and account options that suit different levels of experience. The platform range supports all types of traders, and those who trade metals or indices benefit from pricing that suits frequent activity.
The high-leverage offering will appeal to some, although it demands discipline. Withdrawal times through cards can be slower compared to those of other brokers, and the number of account types could overwhelm new traders.
Overall, XS.com traders who want reliable market access and helpful tools, but only if they accept the slower card-processing window and take the time to choose an account option that genuinely suits their trading habits.
Pros and Cons You Should Consider Before Using XS.com
| 🟢 Pros | 🔴 Cons |
| Raw pricing options for active traders | No GHS funding option |
| Instant deposits through cards and e-wallets | Bank transfers slow for Ghana-based clients |
| High leverage available on most accounts | Card withdrawals take several days |
| Strong oversight through multiple regulators | No Ghana office |
| Solid pricing on metals and Brent | |
| MT4 and MT5 supported on all devices | |
| Broad CFD market access for gold, oil and indices relevant to Ghana |
| Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
XS.com Review Detailed Summary
| Category | |
| 🌟 Company Name | XS.com |
| 📅 Year Founded | 2010 |
| 🏢 Head Office | Eden Island, Seychelles |
| ☎ Head Office Telephone | +248 4671916 |
| 👥 Active Traders Globally | Not publicly disclosed |
| 🛡 Is XS.com Safe? | Medium-risk; holds multiple regulatory licences and uses fund-segregation |
| 🌍 Regulatory Bodies | FSA Seychelles, ASIC Australia, CySEC Cyprus, LFSA Malaysia, FSCA South Africa |
| 🌎 Accept GHS Clients | Not confirmed |
| 🛡 Negative Balance Protection | Yes |
| 💵 Account Types | Cent, Micro, Standard, Elite/Pro, VIP |
| 🌍 Account Opening Languages | Multiple languages |
| ⏱ Account Opening Time | A few minutes (fast digital onboarding) |
| 💰 Minimum Deposit | No minimum for Cent/Micro/Standard; USD 500 for Elite/Pro |
| 🏦 Deposit Methods | Bank cards, bank wire, Skrill, Neteller, and regional methods depending on location |
| 🌟 Islamic Account Available | Yes (Islamic / swap-free available) |
| 📊 Demo Account Available | Yes |
| 💼 Welcome Bonus | Not consistently stated; promotions vary |
| ⚡ Deposit Processing Time | Fast |
| 💹 Leverage | Up to 1:1000 depending on region/account |
| 📊 Spreads | Variable; from around 1.1 pips on Standard, 0.0 pips on Raw/ECN accounts |
| 🔄 Swap-Free Accounts | Yes |
| ⚡ Scalping Allowed | Yes |
| 🛡 Hedging Allowed | Yes |
| ⚙ Trading Platforms | MT4, MT5, Proprietary XS Platform |
| 🖥 Desktop App | Yes |
| 📱 Mobile App | Yes |
| 🌍 Trading Products | Forex, metals, energies, indices, stocks, crypto, futures (CFDs) |
| 🏦 Major Pairs Available | Yes – full major currency pairs available |
| 🛠 Technical Tools | Tools provided through MT4/MT5 + XS proprietary platform |
| 📈 Charting Tools | Yes |
| 📊 Advanced Indicators | Yes (per MT4/MT5) |
| ⏳ Time Frames | Standard MT4/MT5 timeframes (1m to 1M) |
| 🌟 AutoChartist | Not confirmed |
| 📚 Learning Materials | Basic education; limited depth |
| 🛠 Trading Tools | Basic trading tools through platforms; no extensive in-house suite |
| 📱 Social Media Platforms | Active on social platforms |
| Yes | |
| 📹 YouTube | Yes |
| Yes | |
| Yes | |
| 🪙 Deposit Fee | No deposit fee |
| 🏦 Withdrawal Fee | No withdrawal fee |
| 💸 Inactivity Fee | No inactivity fee |
| 💵 Commission Fee | Zero-commission on many accounts; commissions on Raw/Elite/Pro |
| 💳 Payment Methods | Bank cards, wire transfer, Skrill, Neteller, plus regional methods |
| 🔄 STP (Straight Through Processing) | Not clearly confirmed |
| 🌐 VPS Hosting | Not stated |
| ⚙ API Trading Support | Not stated |
| 🖥 Copy Trading | Limited / unclear |
| 📈 Forex Trading | Yes |
| 📉 Indices CFDs | Yes |
| 🛢 Commodity CFDs | Yes |
| 📊 Stock CFDs | Yes |
| 🇬🇭 Ghana-Specific Features | |
| 💵 Local Payment Methods | Not confirmed |
| 🏦 GHS Account Availability | Not available |
| 💰 Low Minimum Deposit | Yes, low or no minimum on basic accounts |
| 📞 Localized Customer Support | No Ghana-specific support confirmed |
| 🎁 Bonuses & Promotions | Promotions vary; no standard welcome bonus verified |
| 📈 Market Access | Wide global markets including Forex, indices, commodities, stocks, crypto |
| 🌟 Beginner Friendliness | Beginner-friendly due to low minimums and simple accounts |
| 📚 Education Quality | Basic; not extensive |
| 💵 Deposit & Withdrawal | Fast and fee-free deposits/withdrawals in most cases |
| 📊 Platform Quality | Solid via MT4/MT5 |
| 💬 Customer Service Quality | Mixed feedback; some praise, some serious complaints |
| 🌟 Trustworthiness | Moderate trust level; regulated but mixed client reviews |
Reference List for Our XS.com Review
- XS.com official website
- Financial Sector Conduct Authority (FSCA) – South Africa
- Financial Services Authority (FSA) – Seychelles
- Bank of Ghana (BoG)
- XS client portal
- XS.com MetaTrader 4 and MetaTrader 5
- XS AI Tools
- XS Glossary
- XS Online Trading Courses
- XS.com trading instruments
- South Africa Summit
- African Fintech Summit
- XS.com Partnership Options
| Minimum Deposit: $0 Regulated by: ASIC, CySEC, FSA Leverage: Up to 1:1000 |
XS.com FAQ Section
Yes, XS.com accepts traders in Ghana and provides unlimited access to its platforms and account types.
XS.com operates under FSCA, FSA Seychelles, CySEC, ASIC and LFSA, all of which apply to Ghana clients.
You can use USD, EUR or GBP depending on the account type.
Yes, Visa and Mastercard deposits work for Ghana traders.
Yes, Ghana-issued documents are accepted during verification.
Most accounts need no minimum deposit, except Pro and Elite at 500 USD and VIP at 100,000 USD.
No, XS.com supports USD, EUR and GBP accounts.
Yes, MT5 is supported on most accounts.
Yes, demo accounts are free and only archived after 90 days of inactivity.
A dormant account is charged 50 USD after one year without activity.
Deposits and withdrawals are free unless no trading takes place, and a 3% admin fee may apply in that case.
Yes, XAUUSD and UKOIL are both available.
Yes, pairs such as USDZAR are part of the market list.
Yes, MT4 works across desktop, web and mobile.
Leverage reaches up to 1:2000 depending on the account type.
Yes, swap-free accounts are available based on eligibility.
Standard, Micro and Cent accounts suit beginners since they need no minimum deposit.
Yes, XS provides online courses and educational material.
Yes, Ghana traders can use XS AI Insights.
Yes, both Skrill and Neteller are supported.
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