9 Best Cryptocurrency Brokers in Ghana
Cryptocurrency has become part of daily financial conversations in Ghana. Traders want secure access, reliable platforms, and payment methods that match local needs.
With mobile money services and bank transfers shaping how Ghanaians buy and sell, the broker you choose influences your trading success. The following guide outlines the best crypto brokers for Ghanaians. Here’s what we will discuss and explore in our guide:
- How are cryptocurrency brokers different from exchanges?
- 9 Best Cryptocurrency Brokers in Ghana
- What is the regulatory outlook for cryptocurrency in Ghana?
- The bottom line on Ghana’s best crypto brokers
- FAQ about crypto brokers in Ghana
The brokers in our guide were evaluated against key criteria that influence your trading experience. Security, licensing, available payment methods, fees, and user experience all played central roles in the comparison.
5 Best Forex Brokers in Ghana
Rank | Broker | Review | Regulators | Min Deposit | Official Site |
🥇 |  | Read Review | CBCS, FSA, FSC, FSCA, CMA | $10 | Visit Broker |
🥈 |  | Read Review | ASIC, CySEC, IFSC, DFSA, FCA | $5 | Visit Broker |
🥉 |  | Read Review | FSC, ASIC, CySEC | $5 | Visit Broker |
#4 |  | Read Review | ASIC, FSA, CBI, BVI, FSCA, FRSA, CySEC, ISA, JFSA | $100 | Visit Broker |
#5 |  | Read Review | FSCA, FCA, FSA, DFSA, CMA, St. Vincent & the Grenadine | $0 | Visit Broker |
Comparing the 9 Best Cryptocurrency Brokers in Ghana
| 🥇 Broker | 👉 Open An Account | 💰 Ghanaian Cedi-based Account? | 💸 Minimum Deposit ($/GHS) | 💳 Local Deposits Allowed? |
| 1. Pepperstone | 👉 Open Account | No | $200 (2,500 GHS) | No |
| 2. FP Markets | 👉 Open Account | No | $100 (1,200 GHS) | No |
| 3. OANDA | 👉 Open Account | No | $0 | No |
| 4. Exness | 👉 Open Account | Yes | $10 (120 GHS_ | Yes |
| 5. IC Markets | 👉 Open Account | No | $200 (2,500 GHS) | No |
| 6. FXTM | 👉 Open Account | No | $200 (2,500 GHS) | Yes |
| 7. FOREX.com | 👉 Open Account | No | $100 (1,200 GHS) | No |
| 8. AvaTrade | 👉 Open Account | No | $100 (1,200 GHS) | No |
| 9. XM | 👉 Open Account | No | $5 (60 GHS) | No |
How are cryptocurrency brokers different from exchanges?
A cryptocurrency broker works differently from an exchange. A broker acts as the middle ground between you and the market, quoting buy and sell prices and filling your orders.
Many brokers offer contracts for difference (CFDs), margin trading, and built-in wallets. You pay spreads or commissions, and your trades rely on the broker’s custody and execution systems.
An exchange, on the other hand, operates an open order book where buyers and sellers trade directly.
You can place bids or asks, view market depth, and pay fees depending on whether you add or take liquidity. Exchanges also list more assets, provide futures or options, and publish proof-of-reserves.
9 Best Cryptocurrency Brokers in Ghana
- Pepperstone: Cryptocurrency CFDs are available with spreads from 14 pips on BTC/USD, backed by lightning-fast execution across MT4, MT5, and cTrader.
- FP Markets: Ghanaians can access major digital coins and altcoins, with variable spreads, and access to feature-rich platforms.
- OANDA: Digital assets are listed as CFDs alongside forex and commodities, with advanced charting through TradingView.
- Exness: Cryptocurrency CFDs trade with flexible leverage options that can extend up to 1:400 across digital currencies.
- IC Markets: A full cryptocurrency CFD range is available with raw spreads starting at 0.0 pips and deep liquidity access.
- FXTM: Bitcoin, Ethereum, and other crypto CFDs are paired with high leverage of up to 1:1000 on cryptocurrency.
- FOREX.com: Major cryptocurrencies are integrated into CFD trading with support on Web, Mobile, TradingView, and MetaTrader platforms.
- AvaTrade: Cryptocurrency trading extends to over a dozen coins with leverage up to 1:100 and commission-free pricing.
- XM: Low minimum deposit, with cryptocurrency CFDs available on MetaTrader 4, MetaTrader 5, and the XM app.
1. Pepperstone
 | Minimum Deposit: $0 Regulated by: ASIC, BaFin, CMA, CySEC, DFSA, FCA, SCB Leverage: Up to 1:500 |
Overview
Pepperstone gives traders in Ghana access to cryptocurrency CFDs alongside its established forex and commodities markets. You can trade leading crypto pairs with competitive pricing and reliable platforms that suit both new and experienced traders.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | ASIC, FCA, DFSA, SCB, CMA, BaFin |
| 💵 Minimum deposit | $0 |
| ₿ Minimum crypto spread (BTC/USD) | 14 pips minimum, 25.24 pips average |
| 📱 Trading platforms | MT4, MT5, cTrader, TradingView, copy trading, aglorithmic trading, VPS |
| ⚡ Leverage offered on Crypto | 1:400 |
| 💳 Funding & withdrawal options in Ghana | Bank cards, international transfers, e-wallets |
| ₿ Crypto trading access | Bitcoin, Ethereum, Litecoin, AAVE, Jupiter, ONDO, and many more (23 total) |
| 🎓 Crypto Education | Market analysis and trading insights covering crypto |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| Access to 23 crypto CFDs | Accounts only in foreign currency |
| Multiple platforms with crypto charting tools | No local Ghana office |
| Tight spreads and strong liquidity |
Frequently Asked Questions
Can Ghanaian traders use Mobile Money with Pepperstone?
No, Mobile Money is not supported; you’ll need cards, e-wallets, or bank transfers.
Is Pepperstone regulated for crypto trading?
Yes, Pepperstone is overseen by top regulators in Australia, Dubai, the UK, the Bahamas, Kenya, and Germany.
2. FP Markets
 | Minimum Deposit: $100 AUD Regulated by: ASIC, CySEC, FSCA, FSA, FSC, CMA Leverage: Up to 1:500 |
Overview
FP Markets gives Ghanaian traders direct exposure to cryptocurrency CFDs beyond the typical line-up. Traders in Ghana can open an account from just $100 and trade Bitcoin, Ethereum, and altcoin CFDs with Raw spreads and fast execution.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | FSA, FSC, ASIC, CySEC, FSCA, CMA |
| 💵 Minimum deposit | $100 |
| ₿ Minimum crypto spread (BTC/USD) | 2,171.09 pips |
| 📱 Trading platforms | MT4, MT5, cTrader, TradingView, FP Markets platform and app, TradeMedic app |
| ⚡ Leverage offered on Crypto | 1:2 |
| 💳 Funding & withdrawal options in Ghana | Bank wire, Visa/Mastercard, Skrill, Neteller, cryptocurrency |
| ₿ Crypto trading access | BTC/USD, ETH/USD, SOL/USD, ADA/USD, LTC/USD, other crypto CFDs |
| 🎓 Crypto Education | Webinars, courses, trading guides that include crypto CFDs |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| Crypto CFDs on major crypto and altcoins | Offshore regulation applies, not local |
| Full platform choice to trade crypto | Does not offer a GHS-denominated account |
| Raw pricing with tight spreads and fast execution |
Frequently Asked Questions
What is the minimum deposit for crypto trading with FP Markets in Ghana?
The minimum deposit is $100.
Does FP Markets provide crypto education?
Yes, webinars, courses, and guides include cryptocurrency CFD topics.
3. OANDA
 | Minimum Deposit: $0 Regulated by: NFA, CFTC Leverage: Up to 1:200 |
Overview
OANDA brings Ghanaian traders access to crypto CFDs such as Bitcoin, Ethereum, and altcoins through MT5, fxTrade, and TradingView. OANDA doesn’t have a set minimum deposit, making it easy to start with crypto trading on a Standard account.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | FSC-BVI, FCA, ASIC, MAS, CIRO, CFTC/NFA, FFAJ/JFSA, MFSA |
| 💵 Minimum deposit | None (Standard account) |
| ₿ Minimum crypto spread (BTC/USD) | 44 pips |
| 📱 Trading platforms | MT5, fxTrade, OANDA Web, TradingView, OANDA App, VPS |
| ⚡ Leverage offered on Crypto | 1:5 – 1:10 |
| 💳 Funding & withdrawal options in Ghana | Visa/Mastercard, Skrill, Neteller, Wise, international bank transfer, no Mobile Money |
| ₿ Crypto trading access | BTC/USD, ETH/USD, SOL/USD, MATIC/USD, ADA/USD, DOGE/USD, etc. |
| 🎓 Crypto Education | Margin and leverage explainers, AutoChartist scans, TradingView charts, daily analysis with crypto coverage |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| No minimum deposit for Standard account | No swap-free option for crypto traders |
| Access to 10+ crypto CFDs | Accounts only in foreign currencies |
| Research tools and daily analysis that include crypto markets | Bank wire withdrawals cost $20 |
| Feature-rich platforms across devices |
Frequently Asked Questions
Does OANDA offer leverage on crypto for Ghana clients?
Yes, leverage is available, but it is limited because of the risk involved with crypto trading and volatility.
Are OANDA crypto spreads competitive for Ghanaians?
Yes, spreads start from 44 pips on BTC/USD on the Standard account, with tighter spreads on Premium Plus.
4. Exness
| Minimum Deposit: $10 Regulated by: CBCS, FSA, FSC, FSCA, CMA Leverage: Up to 1:2000 |
Overview
Exness gives you crypto CFDs with account options ranging from Standard to Raw Spread, plus swap-free availability.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | FSA, CBCS, FSC-BVI, FSC-MU, FSCA, CySEC, FCA, CMA, JSC |
| 💵 Minimum deposit | $10 |
| ₿ Minimum crypto spread (BTC/USD) | 80 pips (Zero) |
| 📱 Trading platforms | MT4, MT5, Exness Web Terminal, Exness Trade App |
| ⚡ Leverage offered on Crypto | 1:400 |
| 💳 Funding & withdrawal options in Ghana | GHS deposits, local bank transfer, Visa/Mastercard, Skrill, Neteller, SticPay, Bitcoin, Ethereum, USDT, USDC |
| ₿ Crypto trading access | BTC/USD, BTC/CNH, BTC/XAG, BTC/ZAR, ETH/USD, and more. |
| 🎓 Crypto Education | Market news, signals, chart guides, demo trading |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| Swap-free accounts automatically enabled | $500 minimum required for Pro, Zero, Raw Spread accounts |
| Offers 24/7 instant deposits and withdrawals | No physical office or Ghana phone line |
| High leverage up to 1:400 on crypto |
Frequently Asked Questions
Which platforms support crypto on Exness for Ghanaian traders?
Crypto CFDs can be traded on MT4, MT5, the Web Terminal, and the Exness Trade App.
Is Exness regulated for Ghanaians who want to trade crypto?
Exness isn’t licensed locally, but operates under international regulators, including the FSA Seychelles and FSCA.
5. IC Markets
 | Minimum Deposit: $200 Regulated by: FSA Leverage: Up to 1:500 |
Overview
IC Markets gives Ghanaians access to 21 cryptocurrencies traded 7 days a week, with leverage up to 1:200 on MT4/MT5 and 1:5 on cTrader. Spreads are ultra-competitive, starting from raw pricing with no hidden mark-ups.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | ASIC, CySEC, FSA, SCB, CMA |
| 💵 Minimum deposit | $200 |
| ₿ Minimum crypto spread (BTC/USD) | 42.036 pips |
| 📱 Trading platforms | MT4, MT5, cTrader, TradingView, IC Social, ZuluTrade, Signal Start |
| ⚡ Leverage offered on Crypto | 1:200 on MT4/5, 1:5 on cTrader and TradingView |
| 💳 Funding & withdrawal options in Ghana | Visa/Mastercard, PayPal, Skrill, Neteller, UnionPay, international bank transfer, no Mobile Money |
| ₿ Crypto trading access | 21 cryptocurrencies including Bitcoin, Dash, Emercoin, etc. |
| 🎓 Crypto Education | Webinars, blogs, trading calculators, videos, platform guides |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| Extensive crypto CFDs offered | High $200 minimum deposit required |
| Ultra-tight spreads | No GHS account funding or cedi pairs |
| High leverage and risk control tools |
Frequently Asked Questions
Can I practise crypto trading at IC Markets without depositing funds?
Yes, unlimited demo accounts are available with live-market pricing.
Does IC Markets charge for deposits or withdrawals in Ghana?
No, IC Markets doesn’t charge internal deposit or withdrawal fees.
6. FXTM
 | Minimum Deposit: $200 Regulated by: FCA, CMA, FSC, SCA Leverage: Up to 1:.3000 |
Overview
FXTM provides practical crypto access for Ghanaians, combining fast Mobile Money deposits, beginner and professional-friendly account types, and detailed daily analysis.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | FCA, FSCA, FSC, CMA, SCA |
| 💵 Minimum deposit | $200 |
| ₿ Minimum crypto spread (BTC/USD) | 270 pips |
| 📱 Trading platforms | MT4, MT5, FXTM Trader App, Copy Trading, VPS |
| ⚡ Leverage offered on Crypto | 1:1000 |
| 💳 Funding & withdrawal options in Ghana | Mobile Money, Visa/Mastercard, Skrill, Neteller, WebMoney, Perfect Money, local bank transfers |
| ₿ Crypto trading access | BTC, ETH, DOGE, APT, AVAX |
| 🎓 Crypto Education | Guides, trading videos, webinars, market analysis covering crypto |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| Offers 31 crypto CFDs (including major currencies and altcoins) | Bitocin spreads wider than competitors |
| Access to several platforms | No local office in Ghana |
| High leverage up to 1:1000 on crypto | Limited swap-free allowance on Islamic accounts |
| Offers comprehensive educaitonal material and research |
Frequently Asked Questions
Does FXTM charge fees for deposits or withdrawals in Ghana?
No, Mobile Money and local bank transfers are free.
Can I practise crypto trading with FXTM before using real money?
Yes, the demo account provides crypto access with virtual funds.
7. FOREX.com
 | Minimum Deposit: $100 Regulated by: CIMA Leverage: Up to 1:30 |
Overview
FOREX.com makes crypto trading accessible for Ghanaian traders who want professional-grade tools, a well-regulated trading environment, and access to several crypto CFDs.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | FCA, NFA, ASIC, MAS, JFSA, SFC, IIROC, CIMA |
| 💵 Minimum deposit | $100 |
| ₿ Minimum crypto spread (BTC/USD) | 40 pips |
| 📱 Trading platforms | MT4, MT5, FOREX.com Web, FOREX.com Mobile, TradingView, APIs |
| ⚡ Leverage offered on Crypto | |
| 💳 Funding & withdrawal options in Ghana | Local bank transfer, Visa/Mastercard, Neteller, international bank wire, Skrill |
| ₿ Crypto trading access | BTC, ETH, XRP, LTC, SOL |
| 🎓 Crypto Education | Courses, tutorials, webinars, guides, daily research updates |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| Tighter spreads on crypto than other brokers | No Islamic account option |
| Local bank transfers available for funding in Ghana | International wire withdrawals under $10,000 cost $40 |
| Offers real-time pricing on crypto assets | Conversion fees for cedi deposits and withdrawals |
| 10 Crypto CFDs available |
Frequently Asked Questions
Does FOREX.com let Ghanaians trade cryptocurrencies?
Yes, FOREX.com offers CFDs on 10 crypto CFDs, including Bitcoin, Ethereum, Ripple, Litecoin, and Solana.
How do Ghanaian traders withdraw from FOREX.com?
Withdrawals can be made via cards, Skrill, Neteller, or bank transfers converted to GHS.
8. AvaTrade
| Minimum Deposit: $100 Regulated by: CBI, BVI, FSC, ASIC, FSCA, JFSA, FFAJ Leverage: Up to 1:400 |
Overview
AvaTrade lets Ghanaians open accounts across Standard, Pro, or swap-free Islamic options, with a minimum deposit of $100. AvaTrade gives Ghanaian traders access to crypto CFDs like Bitcoin, Ethereum, Ripple, and Dogecoin with spreads from around 0.08%.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | CBI, CySEC, ASIC, FSCA, ISA, FSA, FSC (BVI), FSRA, KNF |
| 💵 Minimum deposit | $100 |
| ₿ Minimum crypto spread (BTC/USD) | 0.08% overm-market |
| 📱 Trading platforms | MT4, MT5, AvaTradeGO, WebTrader, AvaOptions, DupliTrade, AvaSocial |
| ⚡ Leverage offered on Crypto | 1:100 |
| 💳 Funding & withdrawal options in Ghana | Visa, Mastercard, Skrill, Neteller, WebMoney, bank transfer |
| ₿ Crypto trading access | BTC, ETH, XRP, DOGE, Crypto 10 Index |
| 🎓 Crypto Education | AvaAcademy courses, webinars, eBooks, Trading Central with crypto insights |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| Low spreads from around 0.08% | Expensive inactivity fees |
| Transparent trading conditions | Currency conversion fees apply |
| Comprehensive market analysis available | Limited deposit/withdrawal methods |
| Offers some of the best trading education |
Frequently Asked Questions
What crypto education does AvaTrade offer?
AvaAcademy, webinars, Trading Central, and downloadable eBooks that cover crypto analysis.
Does AvaTrade support Ghanaian ID documents for account verification?
Yes, a Ghanaian passport or national ID plus proof of address are accepted.
9. XM
| Minimum Deposit: $5 Regulated by: FSC, CySEC, ASIC Leverage: Up to 1:1000 |
Overview
XM gives Ghanaians cost-effective access to global crypto markets, with BTC/USD spreads from 30 pips, and leverage up to 1:500.
Unique Features
| Feature | Information |
| 🌍 Regulation & licence coverage | FSC Mauritius, FSC Belize, FSA, CySEC, FCA, ASIC |
| 💵 Minimum deposit | $5 (Standard/Ultra Low), $10,000 (Shares) |
| ₿ Minimum crypto spread (BTC/USD) | 30 pips (Ultra Low) |
| 📱 Trading platforms | MT4, MT5, XM App |
| ⚡ Leverage offered on Crypto | 1:500 |
| 💳 Funding & withdrawal options in Ghana | Visa, Mastercard, Skrill, Neteller, WebMoney, bank transfer (USD/EUR only, no GHS or Mobile Money) |
| ₿ Crypto trading access | XRP, ETH, BTC, DOGE, SHIB, AVAX, etc. |
| 🎓 Crypto Education | Webinars, tutorials, Trading Central, daily live analysis |
| 🚀 Sign up | 👉 Open Account |
Pros and Cons
| 🟢 Pros | 🔴 Cons |
| 24/7 trading across platforms | Offshore regulation only, no Bank of Ghana oversight |
| Swap-free accounts available for Muslim traders | No Mobile Money deposits or withdrawals in GHS |
| Competitive crypto CFD spreads from 30 pips |
Frequently Asked Questions
Does XM accept Ghanaian cedi deposits?
No, XM accounts must be funded in USD or EUR.
Can XM Ghana clients get bonuses for crypto trading?
Yes, XM offers deposit bonuses, referral rewards, and loyalty points.
What is the regulatory outlook for cryptocurrency in Ghana?
Cryptocurrency in Ghana is not recognised as legal tender, but the landscape is changing. The Bank of Ghana has already published draft guidelines for digital asset service providers, and a full licensing regime is expected before Parliament by September 2025.
The plan is to enforce registration, introduce capital requirements, and strengthen oversight through anti-money laundering and identity checks.
Authorities have also issued repeated warnings against unlicensed trading platforms. Alongside this, the e-Cedi pilot has been completed, and a national launch depends on new legislation.
| 📁Topic | 📲Current status | ⏺️Next step | 🌎Authority |
| Legal status | Not legal tender, unregulated | VASP law to Parliament by Sept 2025 | Bank of Ghana & SEC |
| Licensing | None at present | Mandatory licensing for VASPs | Bank of Ghana |
| AML / KYC | Risks highlighted in 2024 national review | Full AML/KYC enforcement under new regime | BoG & Financial Intelligence Centre |
| Platform access | Public cautioned on unlicensed services | Enforcement once rules pass | Bank of Ghana |
| e-Cedi | Pilot finished | Launch possible in 2025 | Bank of Ghana |
The bottom line on Ghana’s best crypto brokers
Cryptocurrency trading in Ghana is no longer a novelty. It has matured into a market where traders demand security, licensing, and local payment methods. What matters most is matching personal trading goals with a broker that offers both credibility and functionality.
While each option has its own strengths, Ghanaians now have access to global platforms that provide crypto exposure in a way that balances risk with opportunity.
The brokers we highlighted are not perfect in every detail, but they represent the most reliable options to enter and grow in digital asset trading from Ghana.
FAQ about crypto brokers in Ghana
How safe is crypto trading in Ghana during regulatory uncertainty?
Crypto isn’t legal tender in Ghana yet, but rules will be implemented. The Bank of Ghana has draft laws for licensing and AML checks, and a national e-Cedi launch is possible once Parliament approves.
What is crypto trading, and how does it work in Ghana?
Crypto trading usually means using CFDs offered by brokers. You don’t hold the coins directly but trade on price movements, paying spreads or commissions while you use trading platforms.
What documents are required to register with crypto brokers in Ghana?
Most require a passport or national ID plus proof of address. Ghanaian IDs are widely accepted for account verification.
Can I convert crypto to Ghana cedi directly via my crypto broker?
Only a few allow deposits and withdrawals in GHS. Exness supports GHS accounts, and FXTM allows Mobile Money in cedi.
What risks should I consider when using crypto brokers in Ghana?
Spreads can be wide, leverage is high, and there’s no local oversight yet. International regulation applies, but funds are not protected by Ghana law.
Do crypto brokers in Ghana require large deposits before trading?
Not always. Minimums range from zero up to $200, with some offering demo accounts to practise without funding.
How do crypto brokers handle withdrawals to Ghana bank accounts?
Withdrawals usually go through bank cards, Skrill, Neteller, or international transfers.
Can I use multiple crypto brokers for trading in Ghana?
Yes, accounts can be opened with more than one broker since platforms operate globally and accept Ghanaian registrations.
How will upcoming regulations in Ghana affect crypto brokers and crypto trading?
Parliament is expected to debate a licensing law by September 2025. Once passed, all providers must register and meet capital and AML standards.
What fees do crypto brokers in Ghana charge?
Costs depend on spreads and account types. For example, BTC/USD spreads range from about 14 pips at Pepperstone to over 2,000 pips at FP Markets.
Addendum/Disclosure:
No matter how diligently we strive to maintain accuracy, the forex market is a volatile environment that may change at any time, even if the information supplied is correct at the time of going live.